Skip to navigation Skip to main content

Is Refinancing Right for You?

Let the Mortgage Experts at Rivermark Help You Decide

Is Refinancing Right for You?

Apply Online

Mortgage Rates

30 Year Fixed » 7.230 % APR as low as 15 Year Fixed » 6.683 % APR as low as 10/6 ARM » 7.366 % APR as low as View More >>

Home Refinance

Lower your monthly payment, tap into your home's equity or even change the loan terms, by refinancing your mortgage with Rivermark. For a limited time, get a $300 discount on the origination fee.*

A home loan refinance can help you:

  • Lower your monthly payments
  • Repay your mortgage faster
  • Eliminate PMI
  • Free up cash for other expenses, such as home improvement projects
  • Use cash-out refinancing to pay off higher interest debts
  • ITIN and Self-Employed options
Your rate is not locked until you get confirmation from a Mortgage Loan Officer.  We look forward to serving you.
Apply Online Get an Estimate

*$300 origination fee discount is based on primary borrower having an open Rivermark checking account and debit card at time of closing.

FIXED RATES

A fixed-rate mortgage allows you to know your exact rate and monthly payment throughout the entire loan term. We offer fixed rate mortgages with 10-, 15-, 20-, or 30- year terms. 

Today's Rates

ADJUSTABLE RATES (ARMs)

ARMs can start with a lower rate than fixed-rate loans, but the rate can adjust up/down periodically. Rivermark ARMs start with introductory terms of 5-, 7-, or 10- years.

Today's Rates

JUMBO RATES

Jumbo loans (for loan amounts exceeding  $766,550 ) are available to help make higher priced and luxury homes more affordable. Available as a fixed or adjustable rate.

 Today's Rates

"Rivermark Credit Union knows how to do banking...not just good but excellent. I refinanced my mortgage using the online application. I never once went into a branch and the refinance was completed within 3 weeks. I have had a mortgage loan or refinanced 6 times in my life. All are done through industry's best. But I must say....of all the experiences I have had with home loans Rivermark surpasses them all with their swift, professionalism and personal enthusiasm of wanting to do a job well.”
-Joseph
5 out of 5
Read More

The Latest from our Blog

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website. (www.consumerfinance.gov/hmda).