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Bank Statement Mortgage

Home Loan Solutions for Self-Employed Members

Bank Statement Mortgage

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Self Employed Bank Statement Loans

Those who are self-employed can benefit from our Bank Statement Loan Program.

If you are self-employed, you can still get home financing. The only financial documents you need to submit for income verification to purchase a new home or refinance an existing home loan are your bank statements. Business owners, realtors, consultants, restaurant owners, entrepreneurs, and more will benefit from this program.

What's required to qualify for a Bank Statement Loan?

  • Loan amounts up to $766,550
  • Max LTV of 80%
  • Owner-occupied or second homes
  • Available for both purchase and refinance
  • Must provide 12-24 months of personal or business bank statements
  • Minimum of 2 years self-employment
Your rate is not locked until you get confirmation from a Mortgage Loan Officer.  We look forward to serving you.
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For faster service, start your application online. A Rivermark mortgage professional can get you pre-approved quickly. A pre-approval shows realtors that you are a serious buyer and can help to speed up the transaction when you’re ready to buy. Call us at 503.906.9497.

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Thinking about buying a home? That’s exciting! Buying a home involves some major decisions; it is a process that can be both exciting and a bit intimidating. This kind of decision comes with lots of planning. There are a few steps to consider before hiring a realtor and excitingly searching all over town.

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