FIXED RATES
A fixed-rate mortgage allows you to know your exact rate and monthly payment throughout the entire loan term. We offer fixed rate mortgages with 10-, 15-, 20-, or 30- year terms.
Today's RatesHome Purchase
Helping you into your dream home is one of the ways we’re here to be your trusted financial partner. You can count on Rivermark for honest advice, local servicing and competitive rates.
Choose from:
- Fixed rate (10-, 15-, 20- and 30- year) terms
- Adjustable rate (5-, 7- and 10- year) terms
- $300 origination fee discount*
- Program for first-time buyers
- Jumbo loan options
- ITIN and Self-Employed options
Your rate is not locked until you get confirmation from a Mortgage Loan Officer. We look forward to serving you.Apply Online Get an Estimate Mortgage Calculator
For faster service, start your application online. A Rivermark mortgage professional can get you pre-approved quickly. A pre-approval shows realtors that you are a serious buyer and can help to speed up the transaction when you’re ready to buy. Call us at 503.906.9497.
*$300 origination fee discount is based on primary borrower having an open Rivermark checking account and debit card at time of closing.
ADJUSTABLE RATES (ARMs)
ARMs can start with a lower rate than fixed-rate loans, but the rate can adjust up/down periodically. Rivermark ARMs start with introductory terms of 5-, 7-, or 10- years.
Today's RatesJUMBO RATES
Jumbo loans (for loan amounts exceeding $766,550 ) are available to help make higher priced and luxury homes more affordable. Available as a fixed or adjustable rate.Today's Rates
Online Course: Homebuying 101
Thinking about buying a home? That’s exciting! Buying a home involves some major decisions; it is a process that can be both exciting and a bit intimidating. This kind of decision comes with lots of planning. There are a few steps to consider before hiring a realtor and excitingly searching all over town.
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Helpful Information
"There are so many things I love about Rivermark. After being with a "mega" bank for over 15 years, and we were still just a number to them, we made the switch to Rivermark. It was the best thing we ever did for our banking.
Specifically, we are in process for the 10 year fixed rate mortgage. The interest rate is extremely low and the closing costs are even lower. This loan will be saving us thousands of dollars over the next 10 years! I appreciate Rivermark offering such a product. It is a testimony of Rivermark offering products that truly benefit their members."
The Latest from our Blog
Home Mortgage Disclosure Act NoticeThe HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website. (www.consumerfinance.gov/hmda). |