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Saving is Easy at Rivermark

Get to Know Your Savings Account Options

Saving is Easy at Rivermark

Get to Know Your Savings Account Options

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Rivermark makes saving easy. Whether you're planning a trip, putting money away for a rainy day, or saving for life's next big moment, we have a variety of solutions to help you reach your goals.

New Member Savings: When you switch to Rivermark, jumpstart your savings with 5.00% APY** on balances up to $100,000. Learn More.


Open Online Emergency Savings Calculator

From the Blog

How Emergency Funds Work In Practice

If you depleted your emergency fund in the last year or so, don’t panic. We build up emergency funds so they’re there for us when we need them. And if you’ve never had an emergency fund, you absolutely need one to protect yourself if something unexpected happens. Because inevitably, it will. Here’s what you need to know about the care and feeding of your oh-so-important emergency fund.

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How To “Trick” Yourself Into Saving More

Piggy bank overflowing with quarters

Saving for retirement doesn't have to be a daunting task. By breaking your goals down into smaller, daily targets and automating contributions, it can be achievable for any budget. Research shows that by making it easier to start saving, more people are able to take the necessary steps towards achieving secure retirements.

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How To Create A Budget And What to Put Into It

Once you’ve decided it’s time to create a budget, or get back on track with an updated spending plan, you’ll have more than a few options to choose from. You can go old school and use notebooks, or spreadsheets to stay organized, or you can grab your laptop or phone and investigate the budgeting apps available today. Both can be effective ways to keep track of your spending and saving as you begin the extremely satisfying task of telling your money what to do every month.

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Why You Need a Budget: How Budgeting Can Help You Reach Your Long-Term Goals

A whole slew of Americans have no idea how much money they spend in a month. They also have little idea where their money goes. Yes, taxes and other deductions take a chunk right off the top of their paychecks, but the rest seems to fly out the window. If this sounds familiar, the good news is that it’s not just you. There is a way out of this financial fog into a space where you control your hard-earned money. It’s called a budget. And you need one.

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Save Money for Halloween

It's October and you know what that means... you've been waiting all year for this! The time has finally arrived: Halloween is just around the corner. If you're like me, then your mind is racing with ideas on how to spend as little money as possible and still have a great night of tricks or treats (or maybe both!)

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The New Psychology of Spending

Guy swiping his card at a cafe

Many of us understand that personal finances are much more than income and expenses. Our spending habits, which directly impact our personal bottom line, are also affected by our emotions, values, and desires. This is known as the “psychology of spending.” Learn more about making a move from maximizing to minimizing spending.

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Top Ways to Save Money on Gas

Looking to save money on gas? You're not alone! In today's economy, everyone is looking for ways to pinch pennies. You can save money on your fuel costs by making a few changes in the way you drive and how you buy gasoline. Check out these top tips for saving money on gas. You'll be surprised at how much you can save!

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10 Ways to Save Money on Your Energy Bill Each Month

The warm weather months are coming up, and that means one thing: it's time to start figuring out how you can save money on your energy bill. With the summer months being notoriously expensive for cooling bills, there are many ways to cut down on utility costs without sacrificing comfort or convenience. Here are ten ways to save money on your energy bill each month!

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Plan For Financial Emergencies (PLAN)

Emergency Savings Note

Most of us will have to deal with a financial emergency at some point in our lives. They can happen at any time and rarely come with a warning. Whether you have one year or one week to adjust to such monetary upheavals as divorce, medical emergencies, military deployment, or loss of wages, you may be able to sail through financial foul weather – as long as you PLAN for it.

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*APY = Annual Percentage Yield. $10,000 must come from an institution other than Rivermark (New Funds) to earn the higher interest rate. If the balance falls below $10,000, the account earns 0.50% APY. Interest is compounded and credited monthly. All rates are variable and subject to change. Available on consumer memberships only. Limit one High Interest Savings account per membership.

Definition of new funds: To be considered new funds to Rivermark, funds must come from a financial institution other than Rivermark and cannot have been deposited into the Rivermark membership more than 5 business days prior to opening the High Interest Savings account. Member has 10 business days to deposit new money after account is opened; accounts that do not receive new money will be converted to the lower rate.

**APY = Annual Percentage Yield. Interest is compounded and credited monthly. All rates are variable and subject to change. 5.00% APY applies to first $100,000 in account. Portion of balance over $100,000 will earn a rate of 0.05% APY. If your daily balance is greater than $100,000 your total APY will decrease (contact the credit union for details). Offer subject to change without notice. New members only, available within first 30 calendar days of establishing new membership. Limit one New Member Savings account per member; must be age 18 or older.