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Josh Ruiz

Josh Ruiz

Mortgage Loan Officer 503-713-0958 [email protected] NMLS # 1413896
Josh's Mission: Helping people turn their homeownership dreams into reality.

With more than 10 years in the financial industry, Josh’s responsible and member-focused approach has given him the tools he needs to be able to set his members down the right financial path towards homeownership. He prides himself on being able to tailor his conversations to meet the needs of the client in front of him as he strives to always provide exceptional member service. As a Mortgage Loan Officer, Josh wants to ensure that his applicants understand the home buying process from start to finish. He will be there every step of the way to answer any questions or address concerns. As he is bilingual in both Spanish and English, he takes extra pride in assisting the Spanish speaking community meet their home ownership goals.

In his free time, Josh enjoys spending time with his wife and three children. As a family they enjoy traveling, going to concerts, and watching baseball.

Josh's Personal Values:

  • Honesty
  • Integrity
  • Inclusion  

Meet with Josh today to get started down the path to homeownership!


Average Rating: 5.0
Total Number of Reviews: 3
March 14, 2019

Maria "My experience with Rivermark was nothing short of fantastic. The service was attentive and TRANSPARENT. The RATES are the best I have seen anywhere (I spent many weeks shopping around) and the SPEED from initial conversation to closing was pretty quick. Overall, the experience was far and beyond what I expected. If I could give more than 5 stars, I would. Thank you so much Rivermark Home Loan staff for saving us a bundle on our refinance!"

March 13, 2019

Joseph "Rivermark Credit Union knows how to do banking...not just good but excellent. I refinanced my mortgage using the online application. I never once went into a branch and the refinance was completed within 3 weeks. I have had a mortgage loan or refinanced 6 times in my life. All are done through industry's best. But I must say....of all the experiences I have had with home loans Rivermark surpasses them all with their swift, professionalism and personal enthusiasm of wanting to do a job well.”

March 07, 2019

James "There are so many things I love about Rivermark. After being with a "mega" bank for over 15 years, and we were still just a number to them, we made the switch to Rivermark. It was the best thing we ever did for our banking. Specifically, we are in process for the 10 year fixed rate mortgage. The interest rate is extremely low and the closing costs are even lower. This loan will be saving us thousands of dollars over the next 10 years! I appreciate Rivermark offering such a product. It is a testimony of Rivermark offering products that truly benefit their members."