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Merger Update: Our branches, contact center, and digital banking are closed today for merger related system integration. Cards will continue to function as usual. We are working diligently to reopen for business on Tuesday at 9 AM as planned. [Updated: 3/3/25 at 8 AM] Details
Father teaching son how to drive.

Start Auto Loan

Buy Your First Car With Rivermark

Auto Loan Rates

  • Auto 2022 & Older

    View All Rates

    As Low As 6.84% APR*

    • Start Auto Loan

    We have a special program to help you get behind the wheel and save more. Our Start Auto Loan is part of our Start Financial Program which offers special accounts, learning, and advice for teens.

    Start Auto Loan Features:

    • Flexible terms for first-time car buyers
    • Low fixed interest rates
    • Buy a new or used car up to $25,000**

    If you’re under 18 years old: We welcome you to apply for a Start Auto Loan, as long as you have a parent or other co-borrower on your loan. Parents will have access to monitor and help manage their child’s loan and make a payment through online and mobile banking.

    Get All the Details

    Special Program for First-Time Buyers

    Don’t be nervous about applying for your first car loan. We’ve built a program just for you! Our Start Auto Loan features flexible terms and excellent rates to help you get the financing you need.

    Low, Fixed Interest Rates

    You can rest easy knowing you are financing your vehicle at a low rate (meaning you save money) and that’s fixed (so it will never adjust). We keep it simple!

    Buy a New or Used Car up to $25,000

    New, used, truck, car, or SUV – the choice is up to you! Get a loan for up to $25,000 to buy the vehicle that fits your needs.

    We’ll be Your Guide From Start to Finish

    You’ll have the guidance of a local loan officer, from application to keys in hand. They’ll be there to answer your questions, and help you get into your car quickly and easily.

    It’s Easy to Apply for a Start Start Auto Loan

    Are you 18 years old (or older)?

    You have several options to open a new Start Auto Loan:

    Are you under 18 years old?

    Great! We’re so happy you’re getting a head start on your financial life. Because a parent or guardian must be a co-borrower on your Start Auto Loan, please:

    For additional information
    • Send us a secure email inside Online Banking.
    • Call us at 503-626-6600, Mon – Fri, 8am – 6pm.

    Boost your money smarts with free online learning

    Your Start Auto Loan comes with access to our free, online Financial Education Center where you can learn the basics when it comes to your finances. Check out a sample of the modules below.

    *APR = Annual Percentage Rate

    **Subject to credit approval. Finance up to 100% of MSRP/Kelley Blue Book. Collateral mileage must be less than 100k. Annual Percentage Rate (APR), loan term, and LTV will be based on credit qualifications, loan amount and collateral.