*Minimum amount to open a Start Checking is $25. To earn cash back you must be signed up to receive eStatements from Rivermark. You will earn $0.10 on every qualifying purchase that posts during the account cycle. A qualifying purchase is a purchase of $3.00 or more that is made with the debit card tied to your Start Checking account, including purchases made with your card through a Digital Wallet supported by Rivermark and purchases made with your debit card online. For purposes of the Start Checking account, the account cycle runs from the first day of the month to the last day of the month. Your cashback will be posted to your Start Checking account on the first day of the month following the close of the account cycle. You will not receive any cashback for any purchases posted during the same month you close your account. You must be between the ages of 14 to 22 years old in order to qualify for the Start Checking account. On the first day of the month following your 23rd birthday, your Start Checking account will convert to a Cashback Checking account.
**APY = Annual Percentage Yield. Rates accurate as of 03/03/2025. Balances of $.01-$500.00 earn 1.00% APY. Balances of $500.01 or more earn 1.00%-0.15% APY. The APY may change after account opening. Start savings assumes a maximum balance of $5,000 when calculating the blended APY rate range. Your APY will decrease as your balance increases.
†Subject to credit approval. Finance up to 100% of MSRP/Kelley Blue Book. Collateral mileage may not exceed 125k. Annual Percentage Rate (APR), loan term, and LTV will be based on credit qualifications, loan amount and collateral.
‡Start Personal loans are subject to credit approval.
