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Other Loans Rates

Personal Loan | 12-20-2024

Term (Up To)1 Minimum Loan Amount APR Fixed and Tiered2 Payment3
6 Months $500 12.70% - 22.45% $172.89 - $177.75
12 Months $1,000 12.70% - 22.45% $89.18 - $93.81
36 Months $3,000 12.95% - 22.70% $33.67 - $38.55
60 Months $5,000 14.20% - 23.95% $23.37 - $28.74
72 Months $10,000 14.45% - 24.20% $20.85 - $26.45
84 Months $25,000 14.70% - 21.45% $19.13 - $23.09
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1Depends on loan amount

2Tiered Rates based on credit qualifications and other factors specific to your loan and may be higher than the
lowest rate published.

3Estimated Payment per $1,000 borrowed

Rates and terms offered are effective as of the above date and are subject to change without notice.

Motorcycle/Personal Watercraft/Snowmobile/ATV 2023 and Newer | 12-20-2024

Term1 APRs Fixed and Tiered2 Payment3
36 Months 8.49% - 16.99% $31.56- $35.65
48 Months 8.74% - 17.24% $24.76 - $28.98
60 Months 8.99% - 17.49% $20.75 - $25.12
72 Months 9.24% - 17.99% $18.14 - $22.80
84 Months 9.49% - 18.29% $16.34 - $21.19
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1Depends on loan amount.

2Tiered Rates are based on credit qualifications.

3Estimated Payment per $1,000 Borrowed.

Amount Financed: Up to 105% Purchase Price, MSRP or High NADA. Includes Tax and License. Depends on loan term and credit qualifications.

Rates and terms offered are effective as of the above date and are subject to change without notice. Not applicable if used as residence; may be subject to certain regulations, rules and practices.

Motorcycle/Personal Watercraft/Snowmobile/ATV 2022 and Older | 12-20-2024

Term1 APRs Fixed and Tiered2 Payment3
36 Months 8.74% - 18.74% $31.68 - $36.52
48 Months 9.24% - 18.99% $25.00 - $29.89
60 Months 9.49% - 19.49% $21.00 - $26.21
72 Months 9.74% - 19.74% $18.39 - $23.80
84 Months 9.99% - 19.99% $16.60 - $22.20
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1Depends on loan amount.

2Tiered Rates are based on credit qualifications.

3Estimated Payment per $1,000 Borrowed.

Amount Financed: Up to 105% Purchase Price, MSRP or High NADA. Includes Tax and License. Depends on loan term and credit qualifications.

Rates and terms offered are effective as of the above date and are subject to change without notice. Not applicable if used as residence; may be subject to certain regulations, rules and practices.

Recreational Vehicle/Motorhome/Boat - 2023 and Newer | 12-20-2024

Term1 APRs Fixed and Tiered2 Payment3
60 Months 8.53% - 9.49% $20.53 - $21.00
72 Months 8.53% - 10.09% $17.79 - $18.57
84 Months 8.81% - 10.45% $15.99 - $16.83
120 Months 9.15% - 10.85% $12.75 - $13.69
144 Months 9.17% - 11.25% $11.48 - $12.68
180 Months 9.56% - 12.49% $10.48 - $12.32
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Not available if used as a residence; may be subject to certain regulations, rules and practices. Please contact us for rates and terms specific to your loan request.

1Depends on loan amount.

2Tiered Rates are based on credit qualifications.

3Estimated Payment per $1,000 Borrowed.

Amount Financed: Up to 110% Purchase Price, MSRP or High NADA. Includes Tax and License. Depends on loan term and credit qualifications.

Rates and terms offered are effective as of the above date and are subject to change without notice. Not applicable if used as residence; may be subject to certain regulations, rules and practices.

Recreational Vehicle/Motorhome/Boat 2022 and Older | 12-20-2024

Term1 APRs Fixed and Tiered2 Payment3
60 Months 8.74% - 9.50% $20.63 - $21.00
72 Months 8.74% - 10.25% $18.14 - $18.91
84 Months 9.24% - 11.99% $16.21 - $17.65
120 Months 9.34% - 12.24% $12.85 - $14.49
144 Months 9.45% - 12.49% $11.64 - $13.43
180 Months 9.56% - 12.74% $10.48 - $12.48
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Not available if used as a residence; may be subject to certain regulations, rules and practices. Please contact us for rates and terms specific to your loan request.

1Repayment terms depend on purchase price, value, down payment, amount financed and credit qualifications.

2Tiered Rates are based on credit qualifications.

3Estimated Payment per $1,000 Borrowed.

Amount Financed: Up to 100% Purchase Price, MSRP or High NADA. Includes Tax and License. Depends on loan term and credit qualifications.

Rates and terms offered are effective as of the above date and are subject to change without notice. Not applicable if used as residence; may be subject to certain regulations, rules and practices.

Undergrad Student Loans | 12-20-2024

Product Amount Financed APR
Private Student Line of Credit (Variable) Up to $75,000 7.75% - 15.75%TV1
Private Student Line of Credit (Fixed) Up to $75,000 7.00% - 15.75%TF
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1Rates are variable and based on the highest Prime Rate as published in the Money Rates Section of The Wall Street Journal (Index) plus a Margin. The Index plus the Margin equals the Interest Rate. The Index is based on the Prime Rate as of the first business day of the last month of each quarter (March, June, September, December). Changes in the Index will cause changes in the Interest Rate on the first day of the following quarter (January 1, April 1, July 1, October 1), and the Interest Rate will never be less than 1.99% or greater than 18.00%, regardless of the index or any rate discount.

V Variable Rates. 

F Fixed Rates. 

T Tiered Rates. Tiered Rates are based on credit qualifications and other factors specific to your loan and may be higher than the lowest rate published.

Student Loan Refinance | 12-20-2024

Term APR Amount Financed Payment2
5 Year Fixed 6.75% - 15.50%TFD $5,000 - $125,000 $19.68 – $24.05
10 Year Fixed 7.25% - 16.00%TFD $5,000 - $125,000 $11.74 – $16.75
15 Year Fixed 7.75% - 16.75%TFD $5,000 - $125,000 $9.41 – $15.21
5 Year Variable1 7.50% - 15.50%TVD $5,000 - $125,000 $20.04 – $24.05
10 Year Variable1 8.00% - 16.00%TVD $5,000 - $125,000 $12.13 – $16.75
15 Year Variable1 8.50% - 16.50%TVD $5,000 - $125,000 $9.85– $15.00
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**Important Notice: Remember that by refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discount, principal rebates,suspension of payments, or some cancellation/forgiveness benefits that can significantly reduce the cost of repaying your loans. Please consider these benefits carefully when considering your options for refinancing federal student loans. The federal government has temporarily paused payments and interest on federal student loans. The U.S. Department of Education provides updates regarding the pause end date. Visit studentaid.gov/coronavirus for the latest information.

1Rates are variable and based on the highest Prime Rate as published in the Money Rates Section of The Wall Street Journal (Index) plus a Margin. The Index plus the Margin equals the Interest Rate. The Index is based on the Prime Rate as of the first business day of the last month of each quarter (March, June, September, December). Changes in the Index will cause changes in the Interest Rate on the first day of the following quarter (January 1, April 1, July 1, October 1), and the Interest Rate will never be less than 1.99% or greater than 18.00%, regardless of the index or any rate discount.

2Estimated Payment per $1,000 Borrowed.

V Variable Rates. 

F Fixed Rates. 

T Tiered Rates. Tiered Rates are based on credit qualifications and other factors specific to your loan and may be higher than the lowest rate published.

D Rates reflect a 0.25% discount for optional enrollment in automatic electronic payments.

All loans subject to credit qualification and additional criteria, including graduating from an approved school.

Savings Secured | 12-20-2024

Amount Financed Term1 APR2 Payment3
Amount on Deposit 60 Months Savings APY + 4.00%V $18.44 (.05% Savings + 4.00% = 4.05% APR, 60 Months)
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1Repayment terms depends on amount financed. 

V Variable Rates.

3Estimated Payment per $1,000 Borrowed

Rates and terms offered are effective as of the above date and are subject to change without notice.

Certificate Secured | 12-20-2024

Amount Financed Term1 APR2 Payment3
Amount on Deposit CD Maturity Date/Up To 36 Months CD APY + 2.00%F $29.61 (Assumes 36 month, $20,000 CD, 2.20% + 2.00% = 4.20% APR)
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1Repayment terms depends on amount financed. 

2 F Fixed Rates.

3Estimated Payment per $1,000 Borrowed

Rates and terms offered are effective as of the above date and are subject to change without notice.