Secured Loan Rates

January 27, 2026

Term	APR
Share Secured	6.05%
Certificate Secured	3.69% - 4.33%
Credit Builder	6.05%

Share Secured

Apr 6.05%

Certificate Secured

Apr 3.69% - 4.33%

Credit Builder

Apr 6.05%

¹ Share Secured

A fixed term loan with a fixed rate. Borrow between $250 and $50,000. Except where otherwise indicated, the APR is accurate as of the date shown above and is subject to change without notice. All loans are subject to underwriting approval.

² Certificate Secured

Fixed rate loan up to $50,000 secured by funds in your CD at Rivermark. APR will depend on the nominal interest on your CD at Rivermark, plus a margin of 2%. Except where otherwise indicated, the APR is accurate as of the date shown above and is subject to change without notice. All loans are subject to underwriting approval.

³ Credit Builder

Fixed rate loan, borrow between $200 and $3,000. Funds matching the amount of the loan will be held in a Savings account.Except where otherwise indicated, the APR is accurate as of the date shown above and is subject to change without notice. All loans are subject to underwriting approval.

APR (terminology)

APR = Annual Percentage Rate.

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