Deposit Rates
Free Checking Plus | 09-06-2024
Sign up for Rate Alerts| Requirements1 | Rate | APY* |
|---|---|---|
| Requirements not met** | 0.05% | 0.05% |
| Daily balance is $15,000 or less | 2.96% | 3.00% |
| Daily balance is greater than $15,000 | 0.05% (amount over $15,000) | Ranges from 1.82% to 3.00% (depending on balance) |
1To earn the Free Checking Plus rate of 3.00% APY on balances up to and including $15,000, and 0.05% APY on balances over $15,000, you must meet the following requirements each cycle: Twelve (12) posted and cleared debit card transactions; Log in to Online Banking; and receive e-Statements. In addition to earning the APYs above when all requirements are met, you will receive automatic refunds on nationwide ATM access fees, up to $12 maximum. If requirements are not met, you will earn 0.05% APY on your checking balance, and ATM fees are not refunded. If your daily balance is greater than $15,000, your APY will range from 1.82% to 3.00% depending on the balance of your account. APY range calculations for Rate Tier 2 assume a minimum balance of $15,000.01 and a maximum balance of $25,000.00. Business accounts are not eligible.
*Annual Percentage Yield.
**Requirements cycle begins one day before the last day of each month and ends two days before the end of the month. All requirements must be met by the close of business on the last day of the requirement cycle. ATM transactions do not count toward the 12 debit card transactions. Interest and ATM refunds will be paid on the last day of the month in which they are earned.
The minimum Opening Balance is $25.00. Interest compounded and credited monthly. All rates are variable and subject to change. Truth in Savings
New Member Savings | 09-06-2024
| Daily Balance | Rate | APY* |
|---|---|---|
| $100,000 or less | 4.65% | 4.75% |
| $100,000.01 or more | 0.05% (Applies to portion of balance over $100,000) | Ranges from 4.75% to 4.32% |
*APY = Annual Percentage Yield. Interest is compounded and credited monthly. All rates are variable and subject to change. 5.00% APY applies to first $100,000 in account. Portion of balance over $100,000 will earn a rate of 0.05% APY. If your daily balance is greater than $100,000 your total APY will decrease (contact the credit union for details). Offer subject to change without notice. New members only, available within first 30 calendar days of establishing new membership. Limit one New Member Savings account per member; must be age 18 or older. Truth in Savings.
High Interest Savings | 09-06-2024
| Balance1 | Interest Rate | APY* |
|---|---|---|
| $0-$9,999 | 0.50% | 0.50% |
| $10,000 or more | 3.93% | 4.00% |
New money rate tier is no longer offered as of 5/1/24. See current rate.
1Minimum Balance to Earn Annual Percentage Yield. *Annual Percentage Yield. Interest is compounded and credited monthly. All rates are variable and subject to change. Available on consumer memberships only. Limit one High-Interest Savings account per membership. Truth in Savings.
Savings Account | 09-06-2024
| Rate | APY* |
|---|---|
| 0.05% | 0.05% |
Minimum balance to open and earn APY is $5.00. Interest compounded and credited monthly.
*Annual Percentage Yield. All rates are variable and subject to change. Truth in Savings
Rewards Savings | 09-06-2024
| Requirements1 | Rate | APY* |
|---|---|---|
| Requirements not met | 0.05% | 0.05% |
| Daily balance is $2,500 or less | 0.10% | 0.10% |
| Daily balance is greater than $2,500 | 0.05% (amount over $2,500) | 0.08% - 0.10% |
1 To earn the Rewards Savings rate of 0.10% on balances up to and including $2,500, you must sign up for and receive e-Statements, otherwise, you will earn 0.05% on the entire Rewards Savings balance. If your daily balance is greater than $2,500, your APY will range from 0.08% - 0.10% depending on the balance of your account. APY range calculations assume a minimum balance of $2,500.01 and a maximum balance of $5,000.00. Limited to one account per membership. Business accounts are not eligible.
*Annual Percentage Yield.
Minimum balance to open is $5.00. Interest compounded and credited monthly. All rates are variable and subject to change. Truth in Savings
Youth Savings | 09-06-2024
| Rate | APY* |
|---|---|
| 0.10% | 0.10% |
Minimum balance to open and earn APY is $5.00. Interest compounded and credited monthly.
*Annual Percentage Yield.
All rates are variable and subject to change. Truth in Savings
Certificates | 09-06-2024
| Term | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|
| 6 Months | $500 - $49,999 | 4.16% | 4.25% |
| $50,000 | 4.16% | 4.25% | |
| 12 Months | $500 - $49,999 | 1.98% | 2.00% |
| $50,000 | 1.98% | 2.00% | |
| 24 Months | $500 - $49,999 | 2.08% | 2.10% |
| $50,000 | 2.08% | 2.10% | |
| 36 Months | $500 - $49,999 | 2.18% | 2.20% |
| $50,000 | 2.18% | 2.20% |
Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly. For Certificate Accounts, there is a penalty for early withdrawal of principal.
*Annual Percentage Yield. Truth in Savings
Money Market | 09-06-2024
| Balance1 | Rate | APY* |
|---|---|---|
| $0-$2,499 | 0.10% | 0.10% |
| $2,500-$9,999 | 0.15% | 0.15% |
| $10,000-$24,999 | 0.15% | 0.15% |
| $25,000-$49,999 | 0.20% | 0.20% |
| $50,000-$99,999 | 0.20% | 0.20% |
| $100,000+ | 0.20% | 0.20% |
Minimum balance to open $2,500. Interest is compounded daily and credited monthly.
*Annual Percentage Yield.
1Minimum Balance to Earn Annual Percentage Yield.
All rates are variable and subject to change. Truth in Savings
Holiday & Tax | 09-06-2024
| Rate | APY* |
|---|---|
| 0.10% | 0.10% |
Holiday & Tax Account Free Withdrawal Periods: March 1 – April 30 and October 15– December 15. A $10 early withdrawal fee applies for each withdrawal taken outside of the free withdrawal periods.
No minimum balance to open. $5 minimum balance to earn APY. Interest compounded daily and credited monthly.
*Annual Percentage Yield.
All rates are variable and subject to change. Truth in Savings
You Name it Savings | 09-06-2024
| Rate | APY* |
|---|---|
| 0.05% | 0.05% |
*Annual Percentage Yield. All rates are variable and subject to change. Truth in Savings
IRA Savings | 09-06-2024
| Balance1 | Rate | APY* |
|---|---|---|
| $0-$2,499 | 0.10% | 0.10% |
| $2,500-$9,999 | 0.10% | 0.10% |
| $10,000-$24,999 | 0.10% | 0.10% |
| $25,000-$49,999 | 0.10% | 0.10% |
| $50,000-$99,999 | 0.15% | 0.15% |
| $100,000+ | 0.15% | 0.15% |
$100 minimum balance to open and maintain your account. Interest is compounded daily and credited monthly.
*Annual Percentage Yield.
1Minimum Balance to Earn Annual Percentage Yield.
All rates are variable and subject to change. Truth in Savings
Business Savings | 09-06-2024
| Rate | APY* |
|---|---|
| 0.05% | 0.05% |
Minimum balance to open and earn APY is $5.00. Interest compounded and credited monthly. Available to Business memberships only.
*Annual Percentage Yield.
All rates are variable and subject to change. Truth in Savings
Business Checking Plus | 09-06-2024
| Requirements | Rate | APY* |
|---|---|---|
| $0-3,000 | 0.05% | 0.05% |
| $3,001-25,000 | 0.05% | 0.05% |
| $25,001-250,000 | 0.15% | 0.15% |
| $250,001 or more | 0.25% | 0.25% |
*Annual Percentage Yield.
$10.00 Monthly Fee (waived with $3,000 average daily balance). Available to Business memberships only.
Per Item Fee (includes checks deposited and/or cleared): First 300 items free per month; 15¢ each thereafter.
Cash Deposited: First $10,000 deposited free, .15% of cash deposited over $10,000.
Minimum Opening Balance is $100.00. All rates are variable and subject to change. Truth in Savings
Business Certificates | 09-06-2024
| Term | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|
| 6 Months | $500 - $49,999 | 4.16% | 4.25% |
| $50,000 | 4.16% | 4.25% | |
| 12 Months | $500 - $49,999 | 1.98% | 2.00% |
| $50,000 | 1.98% | 2.00% | |
| 24 Months | $500 - $49,999 | 2.08% | 2.10% |
| $50,000 | 2.08% | 2.10% | |
| 36 Months | $500 - $49,999 | 2.18% | 2.20% |
| $50,000 | 2.18% | 2.20% |
Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly.
*Annual Percentage Yield. Truth in Savings
Business Money Market | 09-06-2024
| Balance1 | Rate | APY* |
|---|---|---|
| $0-$2,499 | 0.10% | 0.10% |
| $2,500-$9,999 | 0.15% | 0.15% |
| $10,000-$24,999 | 0.15% | 0.15% |
| $25,000-$49,999 | 0.20% | 0.20% |
| $50,000-$99,999 | 0.20% | 0.20% |
| $100,000+ | 0.20% | 0.20% |
Minimum balance to open $2,500. Interest is compounded daily and credited monthly.
*Annual Percentage Yield.
1Minimum Balance to Earn Annual Percentage Yield.
All rates are variable and subject to change. Truth in Savings