Welcome to the new Rivermark website! Take a look around.
Joel Jenkins

Joel Jenkins

Mortgage Loan Officer

Meet Joel

Mission: Helping anyone with the dream of homeownership make that dream a reality.

Joel has worked in the mortgage industry since 2000 and is known for going above and beyond to help and educate others. He is proud to work for a not-for-profit financial institution in Rivermark, where members receive best-in-class service and straightforward rates and fees.

Joel is passionate about assisting members with their homeownership journey and empowering others to create their own paths. He enjoys helping clients with the right products that fit their unique needs and goals.

Outside of work, Joel enjoys traveling, BBQing, football, breweries, and running. He has competed in 17 marathons and counting!

Meet with Joel today to get started down the path to homeownership!

Connect With Joel

What Does A Mortgage Loan Officer Do?

Personalized Loan Guidance

A Mortgage Loan Officer helps clients find the best loan options for their unique financial goals. By understanding a client's needs, they provide tailored advice, simplifying what can be a complex process.

Loan Application Support

From gathering documentation to submitting applications, Loan Officers guide clients every step of the way. Their expertise ensures the process stays on track and stress-free for borrowers.

Market Knowledge

With a deep understanding of local markets, a Loan Officer offers insights into trends, interest rates, and lending options. This knowledge helps clients make well-informed decisions about their home financing.

Financial Expertise

A Loan Officer analyzes credit scores, income, and debt-to-income ratios to match clients with the right mortgage products. Their financial acumen ensures all options are practical and sustainable.

Member-Centered Service

Expect prompt communication and attentive service. Loan Officers prioritize creating seamless experiences by answering questions, providing regular updates, and ensuring all concerns are addressed.

Problem Solving and Advocacy

Loan Officers act as advocates for their clients. They tackle challenges, like resolving approval issues or clarifying requirements, to keep the process moving toward homeownership goals.

Today's Rates

  • 30 Year Fixed

    View All Rates

    As Low As 6.977% APR*

  • As Low As 7.101% APR*

  • Combo 30 Year Fixed

    View All Rates

    As Low As 6.983% APR*

  • As Low As 7.74% APR*