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What Does Welcome Home Mean to You?

Talk to the Mortgage Experts at Rivermark

What Does Welcome Home Mean to You?

Talk to the Mortgage Experts at Rivermark

Apply Online

Mortgage Rates

30 Year Fixed » 7.107 % APR as low as 15 Year Fixed » 6.525 % APR as low as 10/6 ARM » 7.536 % APR as low as Home Equity Line of Credit » 8.24 % APR as low as View More >>

Home Loans

Whether you found your dream home, want to refinance, or just need to tap into your home's equity, look no further than Rivermark. Our local mortgage officers are happy to answer any questions you may have or provide advice on the home financing process. You can count on Rivermark for honest advice, local servicing and competitive rates. 

Your rate is not locked until you get confirmation from a Mortgage Loan Officer.  We look forward to serving you.
Apply Online Get an Estimate Mortgage Calculator

For faster service, start your application online.  A Rivermark mortgage professional can get you pre-approved quickly.  A pre-approval shows realtors that you are a serious buyer and can help to speed up the transaction when you’re ready to buy. Call us at 503.906.9497.

Check Loan Status

*$300 origination fee discount is based on primary borrower having an open Rivermark checking account and debit card at time of closing.

Online Course: Homebuying 101

Thinking about buying a home? That’s exciting! Buying a home involves some major decisions; it is a process that can be both exciting and a bit intimidating. This kind of decision comes with lots of planning. There are a few steps to consider before hiring a realtor and excitingly searching all over town.

Start Course

Documents on a desk with a miniature house on them.

FIXED RATES

A fixed-rate mortgage allows you to know your exact rate and monthly payment throughout the entire loan term. We offer fixed rate mortgages with 10-, 15-, 20-, or 30- year terms. 

Today's Rates
Hands accepting home keys.

ADJUSTABLE RATES (ARMs)

ARMs can start with a lower rate than fixed-rate loans, but the rate can adjust up/down periodically. Rivermark ARMs start with introductory terms of 5-, 7-, or 10- years.

Today's Rates
Couple in front of their new home.

JUMBO RATES

 

Jumbo loans (for loan amounts exceeding  $766,550 ) are available to help make higher priced and luxury homes more affordable. Available as a fixed or adjustable rate.

Today's Rates

"There are so many things I love about Rivermark. After being with a "mega" bank for over 15 years, and we were still just a number to them, we made the switch to Rivermark. It was the best thing we ever did for our banking. Specifically, we are in process for the 10 year fixed rate mortgage. The interest rate is extremely low and the closing costs are even lower. This loan will be saving us thousands of dollars over the next 10 years! I appreciate Rivermark offering such a product. It is a testimony of Rivermark offering products that truly benefit their members."
-James
5 out of 5
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Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website. (www.consumerfinance.gov/hmda).