Savings Secured Visa

Rebuild or Jumpstart Your Credit

Savings Secured Visa

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Savings Secured Visa

Building or rebuilding credit is key to securing a healthy financial future. A Savings Secured Visa from Rivermark can help.

Having a history of on-time payments will help your credit. A savings secured card allows you to borrow against your savings and build a positive payment history in the process.

No annual fee
No fees for cash advances or balance transfers
Mobile wallet compatible

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Online Course: A1 Credit Tool

New to the world of credit and interested in learning about its impact on your financial situation? This helpful learning experience is a good match for anyone looking for a foundation when it comes to credit, budgeting and savings.

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Need credit counseling? Our friends at Balance can help! Experienced counselors are available to help Rivermark members with free financial coaching, counseling and debt management.

Visit rivermarkcu.balancepro.org or call 888.456.2227 (toll free).

Balance counselors are available Mon-Thurs 5AM-8PM, Fri 5AM-5PM and Sat 8AM-5PM.

Free Financial Counseling
Free Online Coaching
Free Debt Management

As a Rivermark Visa cardholder, you have access to a number of benefits.

Auto Rental Collision Damage Waiver: Use your Rivermark Visa to pay for a rental vehicle and your rental is automatically protected from theft and physical damage. Learn More.

Travel Accident Insurance: When tickets are purchased with your Rivermark Visa, you'll get $250,000 of Accidental Death & Dismemberment coverage for accidents that occur on a common carrier. Learn More.

Lost Luggage Reimbursement: Receive up to $1,250 in reimbursement when your checked luggage is lost on common carriers. Learn More.

Emergency Cash Disbursement & Card Replacement: Get an emergency cash advance delivered or a card replaced 24 hours a day. Learn More.

ID Navigator by NortonLifeLock: A free tool that helps protect your identity, including dark web monitoring, data breach monitoring and other security tools. Learn More.

For more information on how benefits work or on how to file a claim, call Visa Customer Care Services at 800.VISA.911 or visit our benefits information page.

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Why would I want a secured Visa?
It can be difficult and expensive to get a credit card when your credit is bruised. But having a history of on time loan payments makes up 35% of your credit score. Borrowing against your savings gives you an affordable way to build a positive payment history.

Can I use this card to cover checking account overdrafts?
Yes, as a no fee advance up to your credit limit.

Does this card come with any perks?
Yeah! Your Visa card comes with zero fraud liability, rental car coverage, travel accident insurance of up to $250,000, identity theft reimbursement up to $2,500 and emergency cash delivery and card replacement.

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Helpful Information

Set Up Your Mobile Wallet

Make quick, secure payments using your smart phone. Setting up your Rivermark debit or credit card with Apple Pay, Google Pay or Samsung Pay is easy.

Transfer a Balance

Balance transfers allow you to move your current credit card balance from another lender to a Rivermark Credit Card. Ditch your higher rate without any balance transfer fees.

A tablet with a credit score gauge on it.

Improving Your Credit Score

Maintaining a good credit score may mean the difference between being able to borrow money for important purchases and not being able to borrow money at all.

Savings Secured Visa

Savings Secured Visa

Credit Card Rates

Savings Secured Visa

Online Course: A1 Credit Tool

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Helpful Information

Set Up Your Mobile Wallet

Transfer a Balance

Improving Your Credit Score