

Everyday Low Rate Credit Card
Our Platinum Credit Card is the budget-friendly card that’s perfect for your wallet. With its low rate, it’s a great way to save money when you transfer your high-interest balances over to Rivermark.
- No balance transfer fees
- No cash advance fees
- No annual fee
- Perfect if you maintain a balance
Compare Our Cards
Platinum | Cash Back | Secured | |
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Best For | Carrying a balance and balance transfers | Generous cash back on all purchases | Building or rebuilding credit |
Rates | as low as 9.65% APR* | as low as 14.25% APR** | 10.90% APR*** |
No Annual Fee | Square Check | Square Check | Square Check |
No Balance Transfer Fee | Square Check | Square Check | Square Check |
Earn Rewards | Square Check | ||
Digital Wallet | Square Check | Square Check | Square Check |
Additional Card Benefits

Auto Rental Collision Damage Waiver

Travel Accident Insurance

Lost Luggage Reimbursement

Emergency Cash & Card Replacement
Frequently Asked Questions
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Yes, as a cash advance up to your credit limit.
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Yes, your Platinum credit card comes with zero fraud liability, rental car coverage, travel accident insurance of up to $250,000, identity theft reimbursement up to $2,500 and Emergency cash delivery and card replacement.
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*Best for members who want to consolidate and pay down higher interest debt. Credit limits from $250 to $30,000. The APR (Annual Percentage Rate) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. Except where otherwise indicated, the APR is accurate as of the date shown above and is subject to change without notice. Rates are based on your credit history and current credit report. All loans are subject to underwriting approval. Foreign currency conversion fee up to 1% may apply. Annual Percentage Rate is for purchases, cash advances, and balance transfers. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee. Please contact us for rates and terms specific to your loan request.
**Earn 1.5% unlimited cash back with every purchase. Credit limits from $5,000 to $50,000. The APR (Annual Percentage Rate) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. Except where otherwise indicated, the APR is accurate as of the date shown above and is subject to change without notice. Rates are based on your credit history and current credit report. All loans are subject to underwriting approval. Foreign currency conversion fee up to 1% may apply. Annual Percentage Rate is for purchases, cash advances, and balance transfers. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee. Please contact us for rates and terms specific to your loan request. Cash Back Rewards Terms & Conditions
***Best for members who need to rebuild and strengthen their credit. Credit limit starts at $250, backed by deposit. The APR (Annual Percentage Rate) is fixed. Except where otherwise indicated, the APR is accurate as of the date of this Rate Sheet and is subject to change without notice. All loans are subject to underwriting approval. Foreign currency conversion fee up to 1% may apply.