Close up of a woman holding the Rivermark Platinum and Cash Back credit cards.

Credit Cards

Rivermark Has Better Rates & Better Rewards

All Credit Cards

The teal Rivermark Platinum credit card.

Platinum

Our Platinum card is the budget-friendly card that’s perfect for your wallet. With its low rate, it’s a great way to save money when you transfer your high-interest balances over to Rivermark.

  • Rates as low as 9.65% APR*
  • No annual fee or balance transfer fee
The black Rivermark Cash Back credit card.

Cash Back

Earn 1.5% cash back on every purchase, including items for this weekend’s barbecue, gas for the car, your morning latte, or a night on the town. Access your cash back in Online or Mobile Banking.

  • Earn 1.5% cash back on all purchases**
  • No annual fee or balance transfer fee

Secured Card

Building or rebuilding credit is key to securing a healthy financial future.  Having a history of on-time payments will help your credit. A secured card allows you to borrow against your savings and build a positive payment history in the process. 

  • No annual fee
  • Build a positive payment history

Credit Card Rates

  • As Low As 14.25% APR**

  • 10.90% APR***

  • Compare Our Cards

    Platinum Cash Back Secured
    Best For Carrying a balance and balance transfers Generous cash back on all purchases Building or rebuilding credit
    Rates as low as 9.65% APR* as low as 14.25% APR** 10.90% APR***
    No Annual Fee Square Check Square Check Square Check
    No Balance Transfer Fee Square Check Square Check Square Check
    Earn Rewards Square Check
    Digital Wallet Square Check Square Check Square Check

    Additional Card Benefits

    Teal icon of a car.

    Auto Rental Collision Damage Waiver

    Use your Rivermark Visa to pay for a rental vehicle and your rental is automatically protected from theft and physical damage.
    Teal icon of airplane with umbrella.

    Travel Accident Insurance

    When tickets are purchased with your Rivermark Visa, you'll get $250,000 of Accidental Death & Dismemberment coverage for accidents that occur on a common carrier.
    Teal icon of luggage.

    Lost Luggage Reimbursement

    Receive up to $1,250 in reimbursement when your checked luggage is lost on common carriers.
    Teal icon of cash and a credit card.

    Emergency Cash & Card Replacement

    Get an emergency cash advance delivered or a card replaced 24 hours a day.

    *Best for members who want to consolidate and pay down higher interest debt. Credit limits from $250 to $30,000. The APR (Annual Percentage Rate) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. Except where otherwise indicated, the APR is accurate as of the date shown above and is subject to change without notice. Rates are based on your credit history and current credit report. All loans are subject to underwriting approval. Foreign currency conversion fee up to 1% may apply. Annual Percentage Rate is for purchases, cash advances, and balance transfers. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee. Please contact us for rates and terms specific to your loan request.

    **Earn 1.5% unlimited cash back with every purchase. Credit limits from $5,000 to $50,000. The APR (Annual Percentage Rate) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. Except where otherwise indicated, the APR is accurate as of the date shown above and is subject to change without notice. Rates are based on your credit history and current credit report. All loans are subject to underwriting approval. Foreign currency conversion fee up to 1% may apply. Annual Percentage Rate is for purchases, cash advances, and balance transfers. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee. Please contact us for rates and terms specific to your loan request. Cash Back Rewards Terms & Conditions

    ***Best for members who need to rebuild and strengthen their credit. Credit limit starts at $250, backed by deposit. The APR (Annual Percentage Rate) is fixed. Except where otherwise indicated, the APR is accurate as of the date of this Rate Sheet and is subject to change without notice. All loans are subject to underwriting approval. Foreign currency conversion fee up to 1% may apply.

    Credit Card Terms & Conditions