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Mental Health America (MHA) awards a Bell Seal for Workplace Mental Health to companies committed to creating mentally healthy work environments. Rivermark‘s status as a Platinum Bell Seal-certified organization demonstrates our outstanding commitment to employee mental health and well-being.
If the pandemic taught us anything, it’s that you can never be too prepared. We all need a protection plan in place, which includes a few essential elements: An emergency fund, health insurance, a basic estate plan and – for many of us – enough life insurance.
When it comes to Social Security, understanding the long-term implications of your decisions is key. Delaying benefits from age 62 to 70 can potentially lead to thousands more in retirement; working longer or collecting Social Security while working both maximize take - but earnings limits and projective trust fund exhaustion in 2035 must be considered. Make sure you've carefully weighed all options before claiming Social Security!
Saving for retirement doesn't have to be a daunting task. By breaking your goals down into smaller, daily targets and automating contributions, it can be achievable for any budget. Research shows that by making it easier to start saving, more people are able to take the necessary steps towards achieving secure retirements.
Don't have a retirement savings plan yet? Retirement is too important to put off, even if life events have led you astray. Focusing on income replacement with Social Security and any other pensions you may be eligible for can help get your retirement bucket started. Remember—it's never too late to start saving for the future!
Feeling overwhelmed by the menu of retirement savings plans? Don't worry, we've got you covered with an overview of all the common accounts - 401(k)s, 403(b)s, solo 401(k)s, IRAs and Roth IRAs - plus simple directions on how to use them. Get on track with your retirement savings today!
It can be difficult to talk to your children about money (especially when they are young), but it's important to start. There is no better place to start than at home, with parents, grandparents, and other close relatives leading the way. You don't have to feel like a lecturer when you teach kids about money for the first time. You can make it fun, engaging, and experiential.
Filing income taxes is arguably one of the least fun parts of being an adult. Throw in a major life change – like a move, marriage, divorce, side hustle, or sickness – and the task of filing taxes can rise even higher on the aggravation scale. If you went through anything out of the ordinary last year, here’s a rundown of what to consider as you (or your tax professional) prepare to file.
It’s a safe bet that no one wants to pay more in taxes than they have to. But often, what we don’t know can hurt us come tax time. Combining certain tax strategies with routine planning and other opportunities, such as charitable gifting, can help to maximize deductions. Here are some tax moves to keep in mind for every year, not just 2023.
Newsflash: Worrying about your taxes won’t make the annual process of gathering all of the necessary paperwork and filing on time any easier. What can actually help, though, is putting a simple plan in place now to make sure you are as prepared as possible for next year’s tax season.