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Savings Strategies

Financial Advent Calendar

Advent calendars are all about getting little prizes over the course of a few days or weeks with the end goal of celebrating a larger event on the last day. Your financial health should feel exactly like that. Taking small, intentional steps toward your larger goals will help you achieve them faster and feel good along the way.

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Ways to Save Money on Your Energy Bill

The warm weather months are coming up, and that means one thing: it's time to start figuring out how you can save money on your energy bill. With the summer months being notoriously expensive for cooling bills, there are many ways to cut down on utility costs without sacrificing comfort or convenience. Here are ten ways to save money on your energy bill each month!

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How To Plan For Financial Emergencies

Emergency Savings Note

Most of us will have to deal with a financial emergency at some point in our lives. They can happen at any time and rarely come with a warning. Whether you have one year or one week to adjust to such monetary upheavals as divorce, medical emergencies, military deployment, or loss of wages, you may be able to sail through financial foul weather – as long as you PLAN for it.

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Navigating Reduced Income

Crunching numbers on a calculator

Many Americans are facing drastically reduced income due to the Covid-19 pandemic. Some people have lost their jobs, or have reduced work available to them. Below are our tips on surviving on less income.

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Build an Emergency Fund

Are you prepared for an emergency? If not, you need to start building an emergency fund today. This is money that you save specifically for emergencies. When something unexpected comes up and you need money fast, your emergency fund will be there to help you out. In this blog post, we will teach you how to build an emergency fund quickly and easily. Follow these 7 simple steps and you will be on your way to financial security!

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Six Easy Ways to Save Money Without Sacrificing Your Lifestyle

Meal Prep

The economy today makes it essential to save money wherever you can. People tend to fear having to sacrifice the things they enjoy for the sake of keeping more cash in their pockets. The good news is that you can save money without sacrificing the lifestyle you enjoy. Here are some tips for saving money without giving up what you love.

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5 Habits That Can Ruin Your Budget

You've created a budget that looks great on paper. You've established different spending categories and established reasonable limits. Despite these efforts, you still run into problems on a regular basis. Sound familiar? Double-check your budget based on factors such as income and goals. When everything appears to be going well, ask yourself if any of these common financial habits are derailing your plans.

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Save Money Every Day

Reviewing Receipts

If you're looking to save money on a monthly basis, it's important to have a plan. It can be hard to find the motivation and discipline necessary to save if you don't know where your money is going or what it's being used for. That's why we've created this guide - so that you'll know exactly how much you need to spend in order to reach your savings goals at the end of each day of the month.

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Shop Smarter

Grocery Shopping

In this month's Twelve Months To Financial Fitness Challenge, we look at shopping habits that could be hurting your budget, and smarter, budget-friendly alternatives. Shopping expenses can be challenging to keep track of and keep under control because life happens, and unexpected purchases can come out of nowhere. Join us this month as we tackle keeping your shopping spending down.

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Lowering Your Household Food Costs

picking out produce

These days, most households are looking for ways to cut down on grocery and dining costs. In this article, we take a look at practical ways your family can cut down on food costs, whether you cook at home or tend to order/eat out. By cutting down on food costs, you can free up more funds for savings, everyday expenses, or discretionary spending.

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