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Home Ownership

Renting vs Buying a Home

Contemplating a shift from renting to owning your home? This decision, likely one of the largest you'll make in life, requires careful consideration of your lifestyle, budget, and long-term goals. From evaluating the pros and cons of homeownership to understanding the financial implications, it's crucial to ask the right questions to illuminate your path forward.

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Fall Home Maintenance Tips

Cleaning leaves out of gutters

As winter approaches, there are some things you can do on the inside and outside of your home to protect your investment, save money, and keep your family comfortable. Best of all, these ten tips are quick and easy to complete on your own or with a professional.

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5 Ways to Save for a Home Loan Down Payment

Couple moving into house

Your down payment for a home loan can be saved in many different ways. There will be easy ways and difficult ways. Some ways will require sacrifices, while others will take time. If you're committed to owning a home one day, these small sacrifices will be well worth it. The following are some ways you can begin saving for your down payment on a home today.

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Your Springtime Home Maintenance Checklist

Man cleaning out gutters

It has been a long winter. There is no better time to clean up your house than right now, before the summer arrives and you are going off on some much-needed adventures. Here are a few tips you can use to keep your house and property in great shape. It's time for some springtime home maintenance!

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Maintaining Your Home After Purchase

Home Maintenance

Owning your own home can be an excellent investment. It can also be financially draining if you aren’t regularly maintaining your home. Regular maintenance can take time, planning, and money, but it can help you to save on unexpected repair costs and keep the value of your home up. Below, we share some of our tips for becoming a financially responsible homeowner.

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Mortgage Points

Many members who close on a home mortgage with us wonder about mortgage points and whether you really save more in the long run by purchasing mortgage points upfront. If you’re new to the home-buying process, you may even be wondering what mortgage points are. Rivermark is here to help. We’ll explain everything you need to know about mortgage points and help you determine if they’re worth paying for.

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5 Facts About Being a First-Time Homeowner

Check list

There is a lot to know (or learn about) when you’re a first-time homeowner. Such as scheduling mortgage payments and putting together an attractive yet functional curb appeal. But there’s more. As new parts of this experience emerge, there are a handful of things that you should be prepared for. Here are five facts about being a first-time homeowner that you should take into consideration.

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5 Tips for Making the Most of Your Home Equity Loan

If you own a home and have been paying it off for a while, you probably have acquired some home equity. If you’re unfamiliar with what home equity is, it’s simply the difference between your home’s value and the outstanding balance on your mortgage. The resulting number can be used for a variety of things when you get a home equity loan.

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Do I Have Enough Money to Buy a House?

Model house by stack of coins

Since we always want you to feel comfortable asking questions about home loans and the costs you’ll need to be aware of when buying your house, we put together this blog post to help you answer some of the questions you might be asking.

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