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Are you ready to hire your first employee? This important milestone requires a lot of thought and preparation. If you are in a situation where your business needs additional help, you’re feeling overwhelmed as a business owner, or feel like your business is in need of new fresh ideas, hiring an employee may be the best solution.
Credit unions are a cornerstone of many communities, as their products and services support not only individuals but businesses as well. Credit union business checking and savings accounts are just the tip of the iceberg when it comes to accounts offered to businesses, small or large. Credit unions offer better interest rates than banks or other financial institutions because they’re owned by their members.
Starting a business is no small feat, but it can be an incredibly satisfying venture with great rewards. There are many resources out there to help you learn the ropes as you take the first steps towards business ownership. To get you started, here are six useful tips for starting a business, ranging from identifying your actual passion to finding the best business checking account for managing your funds.
Without a tight budget, it's easy to lose track of where the money goes. With that in mind, here are some tips to help get your company's budget on track.
There are few things as exciting—and terrifying—as owning your own business. It’s hard work, but nothing is quite as rewarding as being your own boss. But like all good things in life, owning your own business is a lot of work. Even if you have a great idea, it can be incredibly discouraging just to figure out where to start.
Starting a business requires careful planning and taking the right steps. Reach out to your local small business center for expert advice on tax liability, fees, and business structure. Register for an EIN, which you'll need for licenses and taxes. Register with the state and check for additional city fees. Open a Rivermark Business Account to separate personal and business finances. Plan your taxes using EFTPS.
When it comes to keeping costs down, all small business owners know one thing: creativity is key. With that in mind, here are a few smart tactics for driving down costs for your business.
You’ve likely heard that cash flow is the life blood of your business. Without a good grasp on how cash is flowing in and out, many businesses fail. Managing cash flow can be challenging, but we’ve put together some strategies to help you.
As our world becomes more and more digital, cyber security is a growing concern for small businesses. Breaches are expensive, in both loss of revenue and reputational risk, with 60% of small businesses going out of business within six months of a breach. Unlike large corporations, your business likely doesn’t have a big cyber-security protection budget. The good news is that there are relatively inexpensive tactics to keep your business safe.