Banking 101

When it comes to banking, it’s important to understand what’s going on. You’ll want to know all the information available concerning your money in order to make the most well-informed decisions. There are many ways that you can become better educated on the banking process, and perhaps one of the best ways to keep yourself informed is to understand the many terms that are used in the banking world. Here are a few banking terms that everyone should know about.

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Whether you’re on the hunt for good checking accounts with the best features and benefits, or you’re just browsing and keeping your options open, you can always find new ways to better manage your finances. When searching for a checking account, you’ll notice each financial institution offers varying features and benefits. How do you figure out which are best for your needs? Rest assured, we’ll discuss the best features you should consider when searching for good checking accounts.

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Rivermark has been around for more than seven decades, so we won’t leave you at the drop of a dime. And we know … we look good for our age. But our best feature? Everything we have to offer. Here are some of the top benefits of banking at one of our credit unions in the northwest.

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Millions of Americans are dissatisfied with their current banking relationship and are searching for a better option for their checking, savings and lending needs. Many are finding that credit unions are the sweet spot of the financial world, offering a local banking alternative. Unfortunately, there are a handful of misconceptions about credit unions that prevent more consumers from taking the final steps to financial freedom.

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Believe it or not, your mailbox will soon be bursting with credit card offers addressed to you. Having a credit card is a great way to establish credit and to build a good credit history. Unfortunately, having a credit card and using it improperly can ruin your credit. It’s all too easy to be trapped in a spiral of escalating debt, high interest and excessive fees.

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We understand that not everyone may be a fan of crunching numbers and budgeting like we are. But even if you’re no financial guru, you probably like earning money and making it work for you. But to make your money work for you, you have to be strategic in how you use it. That’s why it’s smart to open a checking account with a community credit union like ours.

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