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Rapids Blog

Make Wise Savings Decisions

Putting money away for a rainy day (or a sunny one, for that matter), will give you added security in case of emergency, and will help you avoid financial pit-falls like high credit card debt. Understanding the different savings options available arms you with the knowledge you need to make the most of the money you save.

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Buying Your First Car: Where to Shop For a Car

Whether you're cruising down the highway of independence or shifting gears into adulthood, buying your first car is an exciting milestone. It's a journey that takes a bit of planning and decision-making, and here at Rivermark Credit Union, we're all about helping you navigate through this process.

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Buying vs. Leasing a Car

When you decide to get a new car, the process can be overwhelming. There are many decisions you have to make. One of the most important decisions is whether you want to buy the car or to lease it. To help decide, we’ve put together some advantages and disadvantages of buying versus leasing.

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Auto Refinancing: Your Worthwhile Path to Savings?

For most people, an auto loan is what makes it possible to buy a car. You agree to the terms, interest rate, and monthly payment because it allows you the freedom to have your own vehicle. Depending on your circumstances, the terms of that loan may have felt reasonable at the time. But as time goes on, you may feel like there are better options out there.

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Do You Have Enough Money to Buy a Home?

Buying a home is the American dream. While it’s obvious that buying a house takes money, some of the lesser-known costs can really add up quick, catching some potential homeowners off guard. Here’s a list of those possible costs as you save toward your dream home.

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Remodeling Your Home

Every homeowner wishes to change things after some time. The big question is where to start. It seems that once a small project begins, a bigger project quickly takes shape, and this can create a problem with any budget. By taking the time to research your project, you can find creative ways to stretch the remodeling budget and end up with the home you want.

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Buying Your First Home

There comes a time when you want to settle down and have a place you can call your own. A place where there are no landlords, no property management companies and no one to tell you “no.” Your first home is all these things and more, but before you make this investment, you’ll want to familiarize yourself with the costs and the process.

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