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Auto Loans

Get Behind the Wheel with a Low Rate

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Auto Rates

  • Auto 2022 & Older

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    As Low As 6.84% APR*

    • Auto Loans Made Easy

    Whether you’re looking for something new, used, or simply want to refinance your loan from another lender, you’ll enjoy one of the lowest rates around, a quick-and-easy application, local service, and no fees.

    • Low fixed rates
    • No application fee or loan fee
    • 100% financing available for new autos
    • Terms up to 84 months
    • On-the-spot financing at participating CUDL (Credit Union Direct Lending) dealerships

    Get pre-approved, so you can shop with confidence!

    Apply Online
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    Refinance & Save

    Did you know you can refinance your higher rate auto loan from another lender?  If you currently have an auto loan somewhere other than Rivermark, you may be able to lower your car payment by transferring your loan to Rivermark. It’s easy and once you are approved, we will take care of transferring the loan for you. 

    • Lower your monthly car payment 
    • Extend your term
    • No loan fee to refinance
    Apply Online Refinance & Save Apply Online

    Save Big on Auto Insurance

    Did you know that Rivermark members can save over $600 per year* on insurance? We have access to member rates with over 40 top insurance companies. Let us help you find the right coverage at the right price today.

    It only takes 15 minutes to ensure you're getting the best possible rate on insurance coverage.

    Get a Quote
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    Auto Buying Service

    We’re partnered with Auto Solution to help you find the vehicle you need at a great price, without the hassle.

    • No need to visit a dealership
    • No haggling over prices
    • Help with your trade-in
    • Delivery of your car right to your home or nearest Rivermark branch!
    Learn More Auto Buying Service Learn More

    Protect Your Vehicle

    • Are you financing or leasing your car, light truck, motorcycle, boat or RV? If your vehicle is totaled or stolen, you could face a financial risk that your insurance policies may not cover. Guaranteed Asset Protection Advantage (GAP) coverage protects you against this risk. 
      Learn More about GAP Coverage Learn More

    • Protect your new or used vehicle against mechanical breakdown beyond the manufacturer's warranty. Our extended auto warranty program, called Mechanical Breakdown Protection or "MBP" is just as comprehensive and usually costs much less than dealer programs.

      Learn More about Extended Auto Warranty Learn More

    • As you work through the decision to get a loan, you should also think about how much money you have in an emergency fund. Would have enough money if you were sick or injured and couldn’t work? Would you have enough saved if you were suddenly let go from your job? Our Debt Protection can help prevent financial strain on your family by protecting you from the unknown and giving you peace of mind.
      Learn More about Debt Protection Learn More

    • It may be possible for you to recover a portion of the money you put down on your vehicle if you were involved in an accident and it was totaled. DPW (Depreciation Protection) protects your equity and hedges against depreciation. In the event of a totaled vehicle, DPW provides waiver benefits up to $10,000, or the outstanding loan balance, depending on the amount of the difference between the vehicle's value at purchase and the loan balance at the time of loss.
      Learn More about Depreciation Protection Learn More

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    *APR = Annual Percentage Rate