Articles

6 Common Elderly Scams to Watch Out For

A scam can be initiated via the computer (email, internet, social media), text, postal mail, in person, or a phone call. No matter the origin of the scam, the characteristics are the same:

What Are Mortgage Principal and Interest

When you have a home loan, you’re supposed to make the monthly payment specified in the loan contract. When you make that payment, you’re essentially making a payment that gets divided between the two basic components of the loan: principal and interest.

Tips for Starting a Business

Starting a business is no small feat, but it can be an incredibly satisfying venture with great rewards. Many people dream of different entrepreneurial pursuits, but it takes a good amount of dedication, motivation, and persistence to actually make your ideas into a reality.

5 Facts About Being a First-Time Homeowner

Being a new homeowner is an invigorating and truly exciting time of your life. You get to paint, remodel, design, and build up things that represent you and lifestyle. You get to alter and develop the house so that it becomes a home for all who are living there.

Steps for Getting a Car Loan

Everyone should feel like they have access to owning a vehicle. Having your own car gives you flexibility and control over how and when you get places, and it provides you with a sense of freedom that you can’t get with public transportation. But not everyone has the funds to purchase a car on their own. That’s...

5 Must Have Checking Features

Whether you’re on the hunt for good checking accounts with the best features and benefits, or you’re just browsing and keeping your options open, you can always find new ways to better manage your finances. When searching for a checking account, you’ll notice each financial institution offers varying features and...

5 Tips to Make the Most of Your Home Equity Loan

If you own a home and have been paying it off for a while, you probably have acquired some home equity. If you’re unfamiliar with what home equity is, it’s simply the difference between your home’s value and the outstanding balance on your mortgage. The resulting number can be used for a variety of things when you...

KGW Great Food Drive 2020

The 2020 KGW Great Food Drive has been a remarkable success, and we are proud to announce that this year’s campaign raised a total of 3,607,839 pounds of food , surpassing the original goal of 2.5 million pounds ! Rivermark Credit Union, as a sponsor for the fourth consecutive year, is thrilled to see the...

Do I Have Enough Money to Buy a House

Buying a house should be one of the most exciting times in your life. You finally feel ready to make this big change! Soon, you’ll insert yourself into a fresh new place that you feel will improve your situation in some way. It should feel like everything is looking up for you. Right?

Should I Choose a Fixed or Adjustable Rate Mortgage

You’re at a stage in your life where you’re starting to consider purchasing a home. Congratulations! That’s a major milestone in the life of just about anyone. Whether it’s your first home or a second or third, odds are that you won’t be able to afford the purchase with cash alone. You’re almost certainly going to...