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Join Rivermark!

Get Started Online in Just 5 Minutes

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Make the Switch to Rivermark

Rivermark Community Credit Union is a not-for profit financial cooperative, providing affordable financial solutions to its members, with an emphasis on being local, personal, and accessible. We are passionate about financial empowerment and resolving your financial obstacles. 

Unlike corporate banks that give their profits to stockholders, Rivermark is a not-for-profit financial co-op. So we pay our profits back to members with a million little things like better rates, lower fees, and more free services.

And every year, all those little things add up to big savings for our members—really big. 

If you meet our eligibility requirements, you are welcome to join and we'd love to have you.

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Certified Financial Coaches

With our financial coaches -- including bilingual coaches - Rivermark can meet our members where they are on the their financial journey.

Coaches are certified through the Certified Credit Union Financial Counselor (CCUFC) program.

Our coaches are available by appointment at a local branch or remotely.

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Rewarding Accounts

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Free Checking Plus

Say goodbye to big-bank fees. Our checking accounts are always free. As a bonus, if you meet three simple monthly requirements you’ll earn a great rate, plus ATM fee refunds.

  • Earn 3.00% APY1 on balances up to $15,000
  • ATM fee refunds (up to $12 per month)
  • No monthly fee 

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New Member Savings

When you switch to Rivermark, jump-start your savings with a great rate! A higher rate means your savings will grow faster. Opening a New Member Savings account online in minutes!

  • Earn 3.75% APY2 on balances up to $100,000
  • No minimum deposit to open
  • No monthly fee

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Certificates of Deposit

If you’re looking to maximize your return on larger balances, lock in a rate of 3.75% APY3 on our 9-Month certificate.

  • $500 to open, with no maximum
  • Federally insured up to $250,000 by NCUA

Open at your local branch or give us a call.

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Why Rivermark?

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Extended Hours

We offer extended hours to meet the needs of our busy members. Live, face-to-face video teller services from 8 AM to 8 PM Monday through Friday and Saturday 10 AM to 6 PM.
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Top Rated Mobile App

Our highly-rated digital banking tools put the “Branch in Your Hand”, giving you access to your accounts anytime, anywhere.
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Financial Coaches

With our FiCEP-certified financial coaches -- including bilingual coaches - Rivermark can meet our members where they are on the their financial journey. Our coaches are available by appointment at a local branch or remotely.
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Community Focus

We're dedicated to uplifting the communities we call home. By supporting causes that directly impact the community, Rivermark helps improve the economic, social and educational conditions for both our members and non-members, resulting in a healthier local economy.
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Who Can Join?

If you live in western Oregon or anywhere in Washington state, you’re ready to be a member. Yep, it’s that easy. In fact, you can join Rivermark if you meet ANY of the three criteria below:

  • You live or work in the Portland metro area, or in any of these 24 western Oregon counties: Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler or Yamhill.
  • You live, work, worship, or attend school anywhere in the state of Washington.
  • You’re related to someone who fits one of the two criteria above. Relatives include spouses, parents, grandparents, children, grandchildren, siblings, aunts, uncles, and cousins. Also included are half-siblings, step-siblings, step-parents, and step-grandparents.
Join Today Who Can Join? Join Today

What You'll Need to Join

The first step in becoming a member is opening a Savings Account. Opening a  Savings Account requires a $5 minimum deposit and opening a checking account requires a $25 minimum deposit.

By completing our online application, you can open an account in just 10 minutes. Upon receiving your application, one of our representatives will contact you.

You can also open an account at any of our branch locations. Please bring your current Photo ID*, official proof of residency, and Social Security or Tax ID number.

As part of the new membership process, a credit report and a Chex Systems report will be pulled.

When you become a member, you can take advantage of the great rates and services our credit union has to offer.

*Valid photo ID includes one of the following: Driver's License, State Issued ID, US Passport, US Military ID, Resident Alien ID, or Confederated Tribes of OR WA ID Card. For loans, paystubs and tax papers may be needed.

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IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person that opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.

1 APY = Annual Percentage Yield. Rates are subject to change after account opening. Minimum opening deposit is $25.00. To earn the Free Checking Plus rate of 3.00% APY on balances up to and including $15,000, and 0.05% APY on balances over $15,000, you must meet the following monthly requirements: Twelve (12) posted and cleared debit card transactions; Log in to Online Banking; and receive e-Statements. In addition to earning the higher rate, you will receive automatic refunds on ATM fees, up to $12 maximum per month. If account requirements are not met, the rate will be 0.05% APY and ATM fees will not be refunded. Fees may reduce earnings. Requirement cycles begin one day before the last day of each month. All requirements must be met with transactions posted and cleared by the close of business on the last day of the requirement cycle. ATM transactions do not count toward the 12 debit card transactions. Interest and ATM refunds will be paid on the last day of the month in which it is earned.

2APY = Annual Percentage Yield. Interest is compounded and credited monthly. All rates are variable and subject to change. 3.75% APY applies to first $100,000 in account. Portion of balance over $100,000 will earn a rate of 0.05% APY. If your daily balance is greater than $100,000 your total APY will decrease (contact the credit union for details). Offer subject to change without notice. New members only, available within first 30 calendar days of establishing new membership. Limit one New Member Savings account per member; must be age 18 or older.

3 Annual Percentage Yield (APY); Offer is subject to change without notice. Minimum balance to open and earn APY is $500. Fixed-rate, interest is compounded daily and credited monthly. For Certificate Accounts, there is a penalty for early withdrawal of principal. View all certificate rates.