Welcome to the new Rivermark website! Take a look around.

Certificates of Deposit Rates

02/20/2025

Term Minimum Balance to Earn APY Interest Rate APY
Certificates of Deposit
6 Months $500 - $49,999 1.69% 1.70%
$50,000 1.69% 1.70%
9 Month CD Special $500 3.68% 3.75%
12 Months $500 - $49,999 1.98% 2.00%
$50,000 1.98% 2.00%
24 Months $500 - $49,999 2.08% 2.10%
$50,000 2.08% 2.10%
36 Months $500 - $49,999 2.18% 2.20%
$50,000 2.18% 2.20%
Youth Certificates of Deposit
Youth 6 Months $100 1.69% 1.70%
Youth 12 Months $100 1.98% 2.00%

Certificates of Deposit

6 Months

Balance $500 - $49,999
Rate 1.69%
Apy 1.70%

Balance $50,000
Rate 1.69%
Apy 1.70%

9 Month CD Special

Balance $500
Rate 3.68%
Apy 3.75%

12 Months

Balance $500 - $49,999
Rate 1.98%
Apy 2.00%

Balance $50,000
Rate 1.98%
Apy 2.00%

24 Months

Balance $500 - $49,999
Rate 2.08%
Apy 2.10%

Balance $50,000
Rate 2.08%
Apy 2.10%

36 Months

Balance $500 - $49,999
Rate 2.18%
Apy 2.20%

Balance $50,000
Rate 2.18%
Apy 2.20%

Youth Certificates of Deposit

Youth 6 Months

Balance $100
Rate 1.69%
Apy 1.70%

Youth 12 Months

Balance $100
Rate 1.98%
Apy 2.00%

1 Certificates of Deposit

Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly. For Certificate Accounts, there is a penalty for early withdrawal of principal.

1* 9 Month CD Special

Upon maturity, the 9 Month CD account will automatically renew for a 12-month term at then-current 12 month CD rate.

2 Youth Certificates

For Youth Certificates of Deposit, additional deposits may be made to the certificate until it matures. The Interest Rate will not change, but additional deposits may affect the APY disclosed at the time that the certificate was opened. Available on memberships where the primary owner is under the age of 18. Minimum balance to open and earn APY is $100. Fixed rate, interest is compounded daily and credited monthly. For Certificate Accounts, there is a penalty for early withdrawal of principal.

APY (Terminology)

APY = Annual Percentage Yield.