Thank you for considering Rivermark Community Credit Union for your business membership. Below is a list of the information needed to establish your business membership:

Sole Proprietor

• Active registration with Secretary of State*
• Business Employer Identification Number**

Limited Liability Company

• Active registration with Secretary of State
• Operating Agreement
• Business Employer Identification Number**

Cooperation Profit or Non Profit

• Active registration with Secretary of State
• Meeting Minutes
• Business Employer Identification Number

Association

• Active registration with Secretary of State
• Business Employer Identification Number

Club

• Active registration with Secretary of State*
• Association Resolution or Meeting Minutes
• Association Employer Identification Number

Partnership

• Active registration with Secretary of State
• Partnership Agreement
• Business Employer Identification Number

All signers must provide current, state-issued photo identification before account opening. If you have any questions, please contact your local branch or the Business Services Department directly at 503.526.3636.

*Only needed if using a DBA

** If applicable, a business Employer Identification Number is not required for Sole Proprietorships or Single-Member LLC’s

Which account will work best for my business?
Business Checking would work best for a business that has low transactional volumes and that keeps an average daily balance of less than $3,000.

Business Checking Plus is a great fit for a business that has higher transactional volumes, maintains a higher balance and wants to earn interest on deposits.

Is there a monthly service fee for Business Checking Plus?
There is a $10 monthly service fee for Business Checking Plus. This fee is waived on accounts with an average daily balance over $3,000. If you maintain a lower average balance check out Business Checking.

Can I deposit cash without transactional fees?
Business Checking provides $2,500 cash deposited per month without fee. Any amount over $2,500 is charged a fee 0.15% of cash deposited. For example, if you deposit $2,600 you would be charged a $0.15 fee overage.

Business Checking Plus provides $10,000 cash deposited per month without fee. Any amount over $10,000 is charged a fee of 0.15% of cash deposited. For example, if you deposit $10,100 you would be charged a $0.15 overage fee.