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Credit Card Rates

02/20/2025

Product APR (Minimum) APR (Maximum) Amount
Platinum Card 9.65% 20.65% Up to $30,000
Cash Back Card 14.25% 24.75% Minimum $5,000 up to $50,000
Savings Secured Card 10.90% 10.90% Up to $10,000

Platinum Card

Apr min 9.65%
Apr maximum 20.65%
Amount Up to $30,000

Cash Back Card

Apr min 14.25%
Apr maximum 24.75%
Amount Minimum $5,000 up to $50,000

Savings Secured Card

Apr min 10.90%
Apr maximum 10.90%
Amount Up to $10,000

1 Platinum Card

Annual Percentage Rate is for purchases, cash advances and balance transfers. No Annual Fee, Cash Advance Fee or Balance Transfer Fee.

Rates and terms offered are effective as of the above date and are subject to change without notice.

2 Cash Back Card

Annual Percentage Rate is for purchases, cash advances and balance transfers. No Annual Fee, Cash Advance Fee or Balance Transfer Fee.

Rates and terms offered are effective as of the above date and are subject to change without notice.

3 Savings Secured Card

Annual Percentage Rate is for purchases, cash advances and balance transfers. No Annual Fee, Cash Advance Fee or Balance Transfer Fee.

Rates and terms offered are effective as of the above date and are subject to change without notice.

VT APRs Variable and Tiered for Platinum and Cash Back Cards

V Variable Rates, based on the highest Prime Rate as published in the Money Rates Section of The Wall Street Journal (Index) plus a Margin. The Index plus the Margin equals the Interest Rate. The Index is based on the Prime Rate as of the fifteenth business day of each month. Changes in the Index will cause changes in the Interest Rate on the next monthly cycle date.

T Tiered Rates. Tiered Rates are based on credit qualifications and other factors specific to your loan and may be higher than the lowest rate published. Please contact us for rates and terms specific to your loan request. 

Variable Rates and Tiered Rates are only for Platinum Card and Cash Back Card; does not apply to Savings Secured Card.

APR (terminology)

APR = Annual Percentage Rate.