Happy man paying for his lunch with a credit card.

Secured Card

Rebuild or Jumpstart Your Credit

Credit Card Rate

Secured
View All Rates

As Low As 10.90% APR*

Secured Credit Card

Building or rebuilding credit is key to securing a healthy financial future. A Secured Credit Card from Rivermark can help.

Having a history of on-time payments will help your credit. A Secured Credit Card allows you to borrow against your savings and build a positive payment history in the process.

No annual fee
No balance transfer fee
No cash advance fee
Mobile wallet compatible

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Compare Our Cards

	Platinum	Cash Back	Secured
Best For	Carrying a balance and balance transfers	Generous cash back on all purchases	Building or rebuilding credit
Rates	as low as 9.65% APR*	as low as 14.25% APR*	as low as 10.90% APR*
No Annual Fee	Square Check	Square Check	Square Check
No Balance Transfer Fee	Square Check	Square Check	Square Check
Earn Rewards		Square Check
Digital Wallet	Square Check	Square Check	Square Check

Additional Card Benefits

Auto Rental Collision Damage Waiver

Use your Rivermark Visa to pay for a rental vehicle and your rental is automatically protected from theft and physical damage.

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Travel Accident Insurance

When tickets are purchased with your Rivermark Visa, you'll get $250,000 of Accidental Death & Dismemberment coverage for accidents that occur on a common carrier.

Lost Luggage Reimbursement

Receive up to $1,250 in reimbursement when your checked luggage is lost on common carriers.

Emergency Cash & Card Replacement

Get an emergency cash advance delivered or a card replaced 24 hours a day.

ID Navigator by NortonLifeLock

A free tool that helps protect your identity, including dark web monitoring, data breach monitoring and other security tools.

Frequently Asked Questions

It can be difficult and expensive to get a credit card when your credit is bruised. But having a history of on time loan payments makes up 35% of your credit score. Borrowing against your savings gives you an affordable way to build a positive payment history.
Yes, as a no fee advance up to your credit limit.
Yeah! Your Visa card comes with zero fraud liability, rental car coverage, travel accident insurance of up to $250,000, identity theft reimbursement up to $2,500 and emergency cash delivery and card replacement.