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Want to Shop with a Blank Check?

Negotiate as a Cash Buyer with our Express Auto Loan

Express Blank Check

Get Pre-Approved

Express Auto Loan

Rivermark’s Express Auto Loan makes car buying easier than ever. Get pre-approved and we’ll provide you with a “blank check” to empower your negotiation with the dealership. Then it’s as simple as writing in the agreed price, up to your pre-approved limit.

In four simple steps, you can receive a ”blank check" to take with you to shop for a new vehicle (see below).

Get Pre-Approved

Or call 503.626.6600 or 800.452.8502 to apply by phone during or after business hours, including weekends and holidays.

Online Course: Navigating Auto Loans

Financing a car can be a decision that may feel simultaneously exciting, intimidating, and confusing. Whether looking at financing from a lending institution or the dealer, it’s key to know what to look for when evaluating options.

Start Course

In four simple steps, you can receive a ”blank check" to take with you to shop for a new vehicle.

1. Apply– Get pre-approved online, over the phone or at your local branch.

2. Receive Your Express Check– You will receive a “blank check," good up to your pre-approved limit for you to take to a licensed dealership in the state you reside.

3. Take your time– You have up to 30 days from your application date to use your Express Check, and your loan will not be activated until you find the perfect car!

4. Sign the check and drive off– Sign the check for any amount up to the maximum loan amount shown on the check. Present the check and Dealer Instructions page to the dealership. Then drive away in your new ride!

Get Pre-Approved

*This loan may not be used to refinance an existing auto loan or for a private party purchase. The total amount of the Express Auto Loan may not exceed the cost of the vehicle including tax, titling, extended warranty, and dealer installed options. The amount of the Express Auto Loan must equal the amount of the dealer purchase order. Cash back is not permitted. Full instructions are provided upon pre-approval.